{"id":10515,"date":"2016-05-25T15:25:33","date_gmt":"2016-05-25T15:25:33","guid":{"rendered":"https:\/\/fcabogados.com\/area-contable\/"},"modified":"2026-05-04T07:20:47","modified_gmt":"2026-05-04T07:20:47","slug":"area-contable","status":"publish","type":"page","link":"https:\/\/fcabogados.com\/en\/area-contable\/","title":{"rendered":"\u00c1REA CONTABLE"},"content":{"rendered":"\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_0 et_pb_row et_block_row\"><div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h1>\u00c1REA CONTABLE<\/h1>\n<\/div><\/div><div class=\"et_pb_image_0 et_pb_image et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2021\/03\/separador.jpg\" width=\"590\" height=\"28\" srcset=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2021\/03\/separador.jpg 590w, https:\/\/fcabogados.com\/wp-content\/uploads\/2021\/03\/separador-480x23.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 590px, 100vw\" class=\"wp-image-9701\" \/><\/span><\/div><\/div><\/div><div class=\"et_pb_row_1 et_pb_row et_block_row\"><div class=\"et_pb_column_1 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p><strong>Fern\u00e1ndez Cuevas Abogados<span>\u00a0<\/span><\/strong>es conocedor de la importancia de la contabilidad para la buena gesti\u00f3n de la empresa como imprescindible \u00a0fuente de informaci\u00f3n necesaria a la hora de tomar decisiones.<\/p>\n<p>Es imperativo que la contabilidad sea continuamente actualizada y correcta, tanto desde el punto de vista financiero como econ\u00f3mico.<\/p>\n<p>La contabilidad de una empresa presenta una doble vertiente, con dos objetivos claramente definidos:<\/p>\n<\/div><\/div><div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><ul>\n<li>Hacer constar las operaciones realizadas en el pasado<\/li>\n<li>Construir una base de datos que se constituya en una fuente de informaci\u00f3n para una eficiente planificaci\u00f3n fiscal y la toma de decisiones en el futuro<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_2 et_pb_row et_pb_row_1-4_1-2_1-4 et_block_row et_block_row_1-4_1-2_1-4\"><div class=\"et_pb_column_2 et_pb_column et_pb_column_1_4 et_block_column et_pb_column_empty et_pb_css_mix_blend_mode_passthrough\"><\/div><div class=\"et_pb_column_3 et_pb_column et_pb_column_1_2 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_1 et_pb_image et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2016\/05\/asesoria-contable.jpg\" width=\"800\" height=\"532\" srcset=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2016\/05\/asesoria-contable.jpg 800w, https:\/\/fcabogados.com\/wp-content\/uploads\/2016\/05\/asesoria-contable-480x319.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 800px, 100vw\" class=\"wp-image-8350\" title=\"asesoria-contable\" \/><\/span><\/div><\/div><div class=\"et_pb_column_4 et_pb_column et_pb_column_1_4 et-last-child et_block_column et_pb_column_empty et_pb_css_mix_blend_mode_passthrough\"><\/div><\/div><div class=\"et_pb_row_3 et_pb_row et_block_row\"><div class=\"et_pb_column_5 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><blockquote>\n<h4>Para una gesti\u00f3n eficiente es fundamental el enfoque personalizado y el encontrar una soluci\u00f3n a medida de cada cliente.<\/h4>\n<\/blockquote>\n<\/div><\/div><div class=\"et_pb_toggle_0 et_pb_toggle et_pb_toggle_item et_pb_toggle_close et_pb_module et_block_module\"><h5 class=\"et_pb_toggle_title\">Tr\u00e1mites y gestiones contables<\/h5><div class=\"et_pb_toggle_content clearfix\"><ul>\n<li>Elaboraci\u00f3n del Balance Anual, incluyendo Memoria de Gesti\u00f3n y Cuentas Anuales<\/li>\n<li>Estudio, planteamiento, desarrollo y an\u00e1lisis de la contabilidad oficial para las empresas que determinan su rendimiento por el Sistema de Estimaci\u00f3n Directa y para las Sociedades<\/li>\n<li>Libros oficiales: Diario, Mayor, Actas, Balance e Inventarios<\/li>\n<li>Montajes de contabilidad de ejercicios atrasados<\/li>\n<li>Confecci\u00f3n integral de la contabilidad (sociedades, empresarios en estimaci\u00f3n directa normal, simplificada y en estimaci\u00f3n objetiva por m\u00f3dulos)<\/li>\n<li>Organizaci\u00f3n e implantaci\u00f3n de sistemas contables<\/li>\n<li>Libros oficiales (Libro diario, libro de Balances e Inventarios, libro de actas, libro registro de socios\u2026)<\/li>\n<li>Libros registro de facturas emitidas y recibidaS<\/li>\n<li>Cuentas anuales (Balance de Situaci\u00f3n, Cuenta de P\u00e9rdidas y Ganancias, Memoria e Informe de Gesti\u00f3n)<\/li>\n<li>Confecci\u00f3n de estados financieros para presentar ante bancos, proveedores, etc.<\/li>\n<li>Actualizaci\u00f3n de contabilidades atrasadas<\/li>\n<li>Adaptaci\u00f3n de cualquier empresa al Plan General de Contabilidad y adecuaci\u00f3n a los cambios provocados por las reformas de la legislaci\u00f3n mercantil<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_4 et_pb_row et_block_row\"><div class=\"et_pb_column_6 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h3>ART\u00cdCULOS RELACIONADOS CON EL \u00c1REA CONTABLE<\/h3>\n<\/div><\/div><div class=\"et_pb_divider_0 et_pb_divider et_pb_space et_pb_divider_position_top et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div><\/div><\/div><div class=\"et_pb_row_5 et_pb_row et_block_row\"><div class=\"et_pb_column_7 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_blog_0 et_pb_blog et_pb_bg_layout_light et_pb_posts et_pb_module\"><div class=\"et_pb_ajax_pagination_container\"><div class=\"et_pb_blog_posts et_block_module\"><article class=\"et_pb_post et_pb_post_id_10852 clearfix et_pb_blog_item_0_0 post-10852 post type-post status-publish format-standard has-post-thumbnail hentry category-accidentes-trafico category-trafico-y-seguridad-vial\"><a href=\"https:\/\/fcabogados.com\/en\/quien-paga-el-coste-del-tratamiento-medico-puedo-elegir-libremente-donde-hacer-mi-tratamiento-medico-o-la-rehabilitacion-en-caso-de-accidente-de-trafico\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/11\/quien-paga-el-coste-del-tratamiento-medico-puedo-elegir-libremente-donde-hacer-mi-tratamiento-medico-o-la-rehabilitacion-en-caso-de-accidente-de-trafico.jpg\" width=\"800\" height=\"533\" alt=\"Who pays for the cost of medical treatment? Can I freely choose where to have my medical treatment or rehabilitation in case of a traffic accident?\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/quien-paga-el-coste-del-tratamiento-medico-puedo-elegir-libremente-donde-hacer-mi-tratamiento-medico-o-la-rehabilitacion-en-caso-de-accidente-de-trafico\/\">Who pays for the cost of medical treatment? Can I freely choose where to have my medical treatment or rehabilitation in case of a traffic accident?<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Apr 13, 2021<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/category\/accidentes-trafico\/\" rel=\"tag\">Accidentes de Tr\u00e1fico<\/a>, <a href=\"https:\/\/fcabogados.com\/en\/category\/trafico-y-seguridad-vial\/\" rel=\"tag\">Tr\u00e1fico y Seguridad V\u00edal<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>You should know that the medical expenses originated by a traffic accident are not covered by the Social Security, but they should be paid by the insurance companies, and for that purpose they will give you a form with the data of your company and the Social Security...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10861 clearfix et_pb_blog_item_0_1 post-10861 post type-post status-publish format-standard has-post-thumbnail hentry category-accidentes-trafico category-trafico-y-seguridad-vial\"><a href=\"https:\/\/fcabogados.com\/en\/quien-tiene-derecho-a-reclamar-una-indemnizacion-tras-sufrir-un-accidente-de-trafico\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/11\/quien-tiene-derecho-a-reclamar-una-indemnizacion-tras-sufrir-un-accidente-de-trafico.jpg\" width=\"800\" height=\"533\" alt=\"Who is entitled to claim compensation after a traffic accident?\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/quien-tiene-derecho-a-reclamar-una-indemnizacion-tras-sufrir-un-accidente-de-trafico\/\">Who is entitled to claim compensation after a traffic accident?<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Nov 5, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/category\/accidentes-trafico\/\" rel=\"tag\">Accidentes de Tr\u00e1fico<\/a>, <a href=\"https:\/\/fcabogados.com\/en\/category\/trafico-y-seguridad-vial\/\" rel=\"tag\">Tr\u00e1fico y Seguridad V\u00edal<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The driver of the not-guilty vehicle, including cyclists. Please note, with respect to bodily injury, that the only case in which you will not be entitled to compensation is if it is proven that the damage was due to your exclusive fault or to force majeure beyond the...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10875 clearfix et_pb_blog_item_0_2 post-10875 post type-post status-publish format-standard has-post-thumbnail hentry category-accidentes-laborales-en\"><a href=\"https:\/\/fcabogados.com\/en\/puedo-elegir-a-que-centro-de-rehabilitacion-acudo-si-sufro-un-accidente-de-trafico-en-horario-laboral-o-al-ir-o-volver-del-trabajo-accidente-in-itinere\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/09\/rehabilitacion-accidente-trafico-horario-laboral.jpg\" width=\"800\" height=\"533\" alt=\"Can I choose which rehabilitation center I go to if I have a traffic accident during working hours or on my way to or from work? (accident in itinere)\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/puedo-elegir-a-que-centro-de-rehabilitacion-acudo-si-sufro-un-accidente-de-trafico-en-horario-laboral-o-al-ir-o-volver-del-trabajo-accidente-in-itinere\/\">Can I choose which rehabilitation center I go to if I have a traffic accident during working hours or on my way to or from work? (accident in itinere)<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Sep 17, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/en\/category\/accidentes-laborales-en\/\" rel=\"tag\">Accidentes Laborales<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>There is a general belief that in this case we should go to the Mutual Accident Insurance Company's clinic. But this is not the case, the health care agreement makes it clear that the injured party can choose between being treated in the center of the mutual insurance...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10887 clearfix et_pb_blog_item_0_3 post-10887 post type-post status-publish format-standard has-post-thumbnail hentry category-accidentes-laborales-en\"><a href=\"https:\/\/fcabogados.com\/en\/que-indemnizaciones-me-corresponden-en-caso-de-sufrir-un-accidente-in-itinere\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/09\/indemnizaciones-en-caso-sufrir-accidente-in-itinere.jpg\" width=\"800\" height=\"533\" alt=\"What compensation am I entitled to in case of an accident going to work?\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/que-indemnizaciones-me-corresponden-en-caso-de-sufrir-un-accidente-in-itinere\/\">What compensation am I entitled to in case of an accident going to work?<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Sep 17, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/en\/category\/accidentes-laborales-en\/\" rel=\"tag\">Accidentes Laborales<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>\u00a0At this point we must clearly differentiate between the two aspects, as the compensation can be accumulated under certain circumstances., If you are not responsible for the accident because someone \u00a0jumped a stop sign and hit your car, or crossing a pedestrian...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10895 clearfix et_pb_blog_item_0_4 post-10895 post type-post status-publish format-standard has-post-thumbnail hentry category-accidentes-trafico category-trafico-y-seguridad-vial\"><a href=\"https:\/\/fcabogados.com\/en\/primeros-pasos-tras-sufrir-un-accidente-de-trafico\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/07\/primeros-pasos-tras-sufrir-un-accidente-de-trafico.jpg\" width=\"800\" height=\"533\" alt=\"First steps after a traffic accident\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/primeros-pasos-tras-sufrir-un-accidente-de-trafico\/\">First steps after a traffic accident<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Jul 15, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/category\/accidentes-trafico\/\" rel=\"tag\">Accidentes de Tr\u00e1fico<\/a>, <a href=\"https:\/\/fcabogados.com\/en\/category\/trafico-y-seguridad-vial\/\" rel=\"tag\">Tr\u00e1fico y Seguridad V\u00edal<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>Of course the first thing to do, if there are injured people, is to help them and call 112 for health emergencies. You must move the vehicles away from the road if they can pose a risk to traffic, and signpost the accident with warning triangles, emergency lights and...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10907 clearfix et_pb_blog_item_0_5 post-10907 post type-post status-publish format-standard has-post-thumbnail hentry category-accidentes-trafico category-trafico-y-seguridad-vial\"><a href=\"https:\/\/fcabogados.com\/en\/me-quedo-con-el-abogado-que-me-ofrece-la-compania-o-elijo-a-un-abogado-particular\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/07\/me-quedo-con-el-abogado-que-me-ofrece-la-compania-o-elijo-a-un-abogado-particular.jpg\" width=\"800\" height=\"533\" alt=\"Do I stay with the lawyer the company offers me or do i choose a private lawyer?\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/me-quedo-con-el-abogado-que-me-ofrece-la-compania-o-elijo-a-un-abogado-particular\/\">Do I stay with the lawyer the company offers me or do i choose a private lawyer?<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Jul 15, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/category\/accidentes-trafico\/\" rel=\"tag\">Accidentes de Tr\u00e1fico<\/a>, <a href=\"https:\/\/fcabogados.com\/en\/category\/trafico-y-seguridad-vial\/\" rel=\"tag\">Tr\u00e1fico y Seguridad V\u00edal<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The answer is more than obvious. We do not discussing the professionalism and specialization of company lawyers, but these lawyers do not cease to have a relationship, of whatever kind, with the insurance sector. Will you feel more protected and better defended by a...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10925 clearfix et_pb_blog_item_0_6 post-10925 post type-post status-publish format-standard has-post-thumbnail hentry category-derecho-bancario-en\"><a href=\"https:\/\/fcabogados.com\/en\/nulidad-clausula-suelo-para-empresas-y-autonomos\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/05\/nulidad-clausula-suelo-para-empresas-autonomos.jpg\" width=\"800\" height=\"533\" alt=\"Nullity of land clause for companies and self-employed\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/nulidad-clausula-suelo-para-empresas-y-autonomos\/\">Nullity of land clause for companies and self-employed<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">May 18, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/en\/category\/derecho-bancario-en\/\" rel=\"tag\">Derecho Bancario<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>In a recent Supreme Court ruling dated 3\/11\/2020, the door was opened for thousands of businessmen and self-employed persons who had signed mortgage loan contracts for their businesses where there was or was a land clause in such contracts, to request the...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10933 clearfix et_pb_blog_item_0_7 post-10933 post type-post status-publish format-standard has-post-thumbnail hentry category-derecho-bancario-en\"><a href=\"https:\/\/fcabogados.com\/en\/reclamacion-al-banco-por-nulidad-de-contrato-de-tarjeta-de-credito-revolving-por-abusiva-y-usuraria\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/05\/reclamacion-banco-nulidad-contrato-tarjeta-revolving.jpg\" width=\"800\" height=\"533\" alt=\"Claim to the bank for nullity of revolving credit card contract for abusive and usurious\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/reclamacion-al-banco-por-nulidad-de-contrato-de-tarjeta-de-credito-revolving-por-abusiva-y-usuraria\/\">Claim to the bank for nullity of revolving credit card contract for abusive and usurious<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">May 18, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/en\/category\/derecho-bancario-en\/\" rel=\"tag\">Derecho Bancario<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The so-called revolving cards are those in which the capital loaned or used is disproportionate, with the returns we make to the bank due to the application of very high interest rates. This disproportion causes that \"the credit limit is constantly being reset, the...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10942 clearfix et_pb_blog_item_0_8 post-10942 post type-post status-publish format-standard has-post-thumbnail hentry category-derecho-bancario-en\"><a href=\"https:\/\/fcabogados.com\/en\/como-reclamar-al-banco-la-nulidad-del-irph\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/05\/como-reclamar-banco-nulidad-irph.jpg\" width=\"800\" height=\"533\" alt=\"How to claim the bank\u2019s nullity of the irph\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/como-reclamar-al-banco-la-nulidad-del-irph\/\">How to claim the bank\u2019s nullity of the irph<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">May 18, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/en\/category\/derecho-bancario-en\/\" rel=\"tag\">Derecho Bancario<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>On 3 March last, the European Court of Justice issued a ruling expressly recognising that the reference rate for calculating mortgage loans, known as IRPH , may be abusive due to a lack of transparency on the part of the bank in providing information to consumers. The...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10952 clearfix et_pb_blog_item_0_9 post-10952 post type-post status-publish format-standard has-post-thumbnail hentry category-derecho-bancario-en\"><a href=\"https:\/\/fcabogados.com\/en\/irph-la-justicia-europea-acorrala-a-los-banco\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/03\/irph-la-justicia-europea-acorrala-a-los-banco.jpg\" width=\"800\" height=\"533\" alt=\"IRPH. European justice corners the banks\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/irph-la-justicia-europea-acorrala-a-los-banco\/\">IRPH. European justice corners the banks<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Mar 6, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/en\/category\/derecho-bancario-en\/\" rel=\"tag\">Derecho Bancario<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The next 3rd of\u00a0 March it will be revealed whether the European justice system considers the application of IRPF taxes as a reference rate for the payment of a mortgage loan to be abusive. The lawyer of the European Union has already made a favourable report to the...<\/p>\n<\/div><\/div><\/article><\/div><div class=\"pagination clearfix\">\n\t<div class=\"alignleft\"><a href=\"https:\/\/fcabogados.com\/en\/wp-json\/wp\/v2\/pages\/10515\/page\/2\/?et_blog\" >&laquo; Older Entries<\/a><\/div>\n\t<div class=\"alignright\"><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_6 et_pb_row et_block_row\"><div class=\"et_pb_column_8 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h1><span>CONTACTE CON NUESTRO DESPACHO<\/span><\/h1>\n<\/div><\/div><div class=\"et_pb_code_0 et_pb_code et_pb_module\" id=\"input-contacto\"><div class=\"et_pb_code_inner\">\n<div class=\"wpcf7 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class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_7 et_pb_row et_block_row\"><div class=\"et_pb_column_9 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_divider_1 et_pb_divider et_pb_space et_pb_divider_position_top et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div><\/div><\/div><div class=\"et_pb_row_8 et_pb_row et_block_row\"><div class=\"et_pb_column_10 et_pb_column et_pb_column_1_5 et_block_column et_pb_column_empty et_pb_css_mix_blend_mode_passthrough\"><\/div><div class=\"et_pb_column_11 et_pb_column et_pb_column_3_5 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_2 et_pb_image et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2021\/03\/telefono.jpg\" width=\"109\" height=\"96\" 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preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2>FERN\u00c1NDEZ CUEVAS ABOGADOS<\/h2>\n<h3>En nuestro despacho encontrar\u00e1 profesionales altamente cualificados que<br \/>\nle asesorar\u00e1n y aportar\u00e1n ideas para la optimizaci\u00f3n de los recursos de su empresa.<\/h3>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10515","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.2.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"\u00c1REA CONTABLE Fern\u00e1ndez Cuevas Abogados es conocedor de la importancia de la contabilidad para la buena gesti\u00f3n de la empresa como imprescindible fuente de informaci\u00f3n necesaria a la hora de tomar decisiones. 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