{"id":10529,"date":"2016-05-25T15:13:08","date_gmt":"2016-05-25T15:13:08","guid":{"rendered":"https:\/\/fcabogados.com\/area-fiscal\/"},"modified":"2026-05-04T07:20:44","modified_gmt":"2026-05-04T07:20:44","slug":"area-fiscal","status":"publish","type":"page","link":"https:\/\/fcabogados.com\/en\/area-fiscal\/","title":{"rendered":"\u00c1REA FISCAL"},"content":{"rendered":"\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_0 et_pb_row et_block_row\"><div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h1>\u00c1REA FISCAL<\/h1>\n<\/div><\/div><div class=\"et_pb_image_0 et_pb_image et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2021\/03\/separador.jpg\" width=\"590\" height=\"28\" srcset=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2021\/03\/separador.jpg 590w, https:\/\/fcabogados.com\/wp-content\/uploads\/2021\/03\/separador-480x23.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 590px, 100vw\" class=\"wp-image-9701\" \/><\/span><\/div><\/div><\/div><div class=\"et_pb_row_1 et_pb_row et_block_row\"><div class=\"et_pb_column_1 et_pb_column et_pb_column_2_3 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p><strong>Fern\u00e1ndez Cuevas Abogados<\/strong><span>\u00a0<\/span>sabe que un adecuado asesoramiento y una \u00f3ptima gesti\u00f3n tributaria pasan, sin lugar a dudas, por una cuidadosa planificaci\u00f3n fiscal.<\/p>\n<p>Nuestros abogados llevan a cabo un estudio personalizado de las operaciones presentes con vista a que se ahorre lo m\u00e1ximo posible en el pago del impuesto tanto en el presente como en las operaciones futuras, \u00a0por ejemplo en el caso de transmisiones patrimoniales, compra-ventas, donaciones, herencias.<\/p>\n<p>La planificaci\u00f3n se hace basada en distintos factores tales como el marco jur\u00eddico fiscal, patrimonio, rentas presentes y futuras. \u00a0Efectuamos un estudio para calcular y valorar los efectos impositivos, rebajando la cuota tributaria a niveles m\u00ednimos, para asegurar un ahorro m\u00e1ximo a nuestros clientes en el pago de sus impuestos, con absoluto respeto a la legalidad vigente.<\/p>\n<p>Los servicios que nuestro despacho ofrece dentro del \u00e1rea fiscal son:<\/p>\n<\/div><\/div><\/div><div class=\"et_pb_column_2 et_pb_column et_pb_column_1_3 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_1 et_pb_image et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2016\/05\/asesoria-fiscal.jpg\" width=\"800\" height=\"533\" srcset=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2016\/05\/asesoria-fiscal.jpg 800w, https:\/\/fcabogados.com\/wp-content\/uploads\/2016\/05\/asesoria-fiscal-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 800px, 100vw\" class=\"wp-image-8348\" title=\"asesoria-fiscal\" \/><\/span><\/div><\/div><\/div><div class=\"et_pb_row_2 et_pb_row et_block_row\"><div class=\"et_pb_column_3 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_accordion_0 et_pb_accordion et_pb_module et_block_module\"><div class=\"et_pb_accordion_item_0 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_open et_pb_toggle_empty et_block_module\"><\/div><div class=\"et_pb_accordion_item_1 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_block_module\"><h5 class=\"et_pb_toggle_title\">Impuesto sobre Sociedades<\/h5><div class=\"et_pb_toggle_content\"><ul>\n<li>Valoraci\u00f3n previa al inicio de la actividad<\/li>\n<li>Pasos previos al inicio de la actividad<\/li>\n<li>Reserva del nombre de la Sociedad<\/li>\n<li>Elaboraci\u00f3n de los Estatutos Sociales<\/li>\n<li>Tramitaci\u00f3n de la escritura de constituci\u00f3n ante todos los Organismos y registros Oficiales<\/li>\n<li>Alta, inicio de actividad<\/li>\n<li>Seguimiento peri\u00f3dico de la situaci\u00f3n Econ\u00f3mico-Financiera de la empresa<\/li>\n<li>C\u00e1lculo y confecci\u00f3n de pagos a cuenta<\/li>\n<li>C\u00e1lculo del Impuesto sobre Sociedades<\/li>\n<li>Cambio de domicilio Social y Fiscal<\/li>\n<li>Certificados de estar al corriente en las obligaciones tributarias<\/li>\n<\/ul>\n<\/div><\/div><div class=\"et_pb_accordion_item_2 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_block_module\"><h5 class=\"et_pb_toggle_title\">Impuesto sobre la Renta<\/h5><div class=\"et_pb_toggle_content\"><ul>\n<li>Impuesto sobre la Renta de las Personas F\u00edsicas<\/li>\n<li>R\u00e9gimen de Estimaci\u00f3n Directa<\/li>\n<li>R\u00e9gimen de Estimaci\u00f3n Directa simplificada<\/li>\n<li>R\u00e9gimen de Estimaci\u00f3n Objetiva (M\u00f3dulos)<\/li>\n<li>Confecci\u00f3n de Libros Registros Contables e IVA<\/li>\n<li>C\u00e1lculo y confecci\u00f3n Pagos Fraccionados IRPF<\/li>\n<li>Res\u00famenes Anuales<\/li>\n<\/ul>\n<\/div><\/div><div class=\"et_pb_accordion_item_3 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_block_module\"><h5 class=\"et_pb_toggle_title\">Impuesto sobre el Valor A\u00f1adido<\/h5><div class=\"et_pb_toggle_content\"><ul>\n<li>Libros Registros de I.V.A. soportado y repercutido<\/li>\n<li>C\u00e1lculo y confecci\u00f3n de liquidaciones trimestrales<\/li>\n<li>Declaraci\u00f3n Anual<\/li>\n<li>Declaraciones de Operaciones Intracomunitarias<\/li>\n<\/ul>\n<\/div><\/div><div class=\"et_pb_accordion_item_4 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_block_module\"><h5 class=\"et_pb_toggle_title\">Otros tr\u00e1mites<\/h5><div class=\"et_pb_toggle_content\"><ul>\n<li>Impuesto Sobre el Patrimonio<\/li>\n<li>Impuesto Sobre Sucesiones y Donaciones<\/li>\n<li>Impuesto Sobre Transmisiones Patrimoniales y Actos Jur\u00eddicos Documentados<\/li>\n<li>Asesoramiento en Recursos y Reclamaciones<\/li>\n<li>Aplazamientos y Fraccionamientos de Deudas<\/li>\n<li>Inspecciones de Hacienda<\/li>\n<li>Altas, bajas y variaciones del Impuesto sobre Actividades Econ\u00f3micas<\/li>\n<li>Licencias de Apertura y ampliaciones de negocio<\/li>\n<li>Estudios sobre el r\u00e9gimen tributario del IRPF m\u00e1s adecuado<\/li>\n<li>Declaraci\u00f3n anual de Operaciones con Terceros<\/li>\n<li>Altas, bajas y modificaciones censales<\/li>\n<li>Solicitud de certificados tributarios de toda clase<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_row_3 et_pb_row et_block_row\"><div class=\"et_pb_column_4 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h3>ART\u00cdCULOS RELACIONADOS CON EL \u00c1REA FISCAL<\/h3>\n<\/div><\/div><div class=\"et_pb_divider_0 et_pb_divider et_pb_space et_pb_divider_position_top et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div><\/div><\/div><div class=\"et_pb_row_4 et_pb_row et_block_row\"><div class=\"et_pb_column_5 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_blog_0 et_pb_blog et_pb_bg_layout_light et_pb_posts et_pb_module\"><div class=\"et_pb_ajax_pagination_container\"><div class=\"et_pb_blog_posts et_block_module\"><article class=\"et_pb_post et_pb_post_id_10852 clearfix et_pb_blog_item_0_0 post-10852 post type-post status-publish format-standard has-post-thumbnail hentry category-accidentes-trafico category-trafico-y-seguridad-vial\"><a href=\"https:\/\/fcabogados.com\/en\/quien-paga-el-coste-del-tratamiento-medico-puedo-elegir-libremente-donde-hacer-mi-tratamiento-medico-o-la-rehabilitacion-en-caso-de-accidente-de-trafico\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/11\/quien-paga-el-coste-del-tratamiento-medico-puedo-elegir-libremente-donde-hacer-mi-tratamiento-medico-o-la-rehabilitacion-en-caso-de-accidente-de-trafico.jpg\" width=\"800\" height=\"533\" alt=\"Who pays for the cost of medical treatment? Can I freely choose where to have my medical treatment or rehabilitation in case of a traffic accident?\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/quien-paga-el-coste-del-tratamiento-medico-puedo-elegir-libremente-donde-hacer-mi-tratamiento-medico-o-la-rehabilitacion-en-caso-de-accidente-de-trafico\/\">Who pays for the cost of medical treatment? Can I freely choose where to have my medical treatment or rehabilitation in case of a traffic accident?<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Apr 13, 2021<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/category\/accidentes-trafico\/\" rel=\"tag\">Accidentes de Tr\u00e1fico<\/a>, <a href=\"https:\/\/fcabogados.com\/en\/category\/trafico-y-seguridad-vial\/\" rel=\"tag\">Tr\u00e1fico y Seguridad V\u00edal<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>You should know that the medical expenses originated by a traffic accident are not covered by the Social Security, but they should be paid by the insurance companies, and for that purpose they will give you a form with the data of your company and the Social Security...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10861 clearfix et_pb_blog_item_0_1 post-10861 post type-post status-publish format-standard has-post-thumbnail hentry category-accidentes-trafico category-trafico-y-seguridad-vial\"><a href=\"https:\/\/fcabogados.com\/en\/quien-tiene-derecho-a-reclamar-una-indemnizacion-tras-sufrir-un-accidente-de-trafico\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/11\/quien-tiene-derecho-a-reclamar-una-indemnizacion-tras-sufrir-un-accidente-de-trafico.jpg\" width=\"800\" height=\"533\" alt=\"Who is entitled to claim compensation after a traffic accident?\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/quien-tiene-derecho-a-reclamar-una-indemnizacion-tras-sufrir-un-accidente-de-trafico\/\">Who is entitled to claim compensation after a traffic accident?<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Nov 5, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/category\/accidentes-trafico\/\" rel=\"tag\">Accidentes de Tr\u00e1fico<\/a>, <a href=\"https:\/\/fcabogados.com\/en\/category\/trafico-y-seguridad-vial\/\" rel=\"tag\">Tr\u00e1fico y Seguridad V\u00edal<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The driver of the not-guilty vehicle, including cyclists. Please note, with respect to bodily injury, that the only case in which you will not be entitled to compensation is if it is proven that the damage was due to your exclusive fault or to force majeure beyond the...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10875 clearfix et_pb_blog_item_0_2 post-10875 post type-post status-publish format-standard has-post-thumbnail hentry category-accidentes-laborales-en\"><a href=\"https:\/\/fcabogados.com\/en\/puedo-elegir-a-que-centro-de-rehabilitacion-acudo-si-sufro-un-accidente-de-trafico-en-horario-laboral-o-al-ir-o-volver-del-trabajo-accidente-in-itinere\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/09\/rehabilitacion-accidente-trafico-horario-laboral.jpg\" width=\"800\" height=\"533\" alt=\"Can I choose which rehabilitation center I go to if I have a traffic accident during working hours or on my way to or from work? (accident in itinere)\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/puedo-elegir-a-que-centro-de-rehabilitacion-acudo-si-sufro-un-accidente-de-trafico-en-horario-laboral-o-al-ir-o-volver-del-trabajo-accidente-in-itinere\/\">Can I choose which rehabilitation center I go to if I have a traffic accident during working hours or on my way to or from work? (accident in itinere)<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Sep 17, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/en\/category\/accidentes-laborales-en\/\" rel=\"tag\">Accidentes Laborales<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>There is a general belief that in this case we should go to the Mutual Accident Insurance Company's clinic. But this is not the case, the health care agreement makes it clear that the injured party can choose between being treated in the center of the mutual insurance...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10887 clearfix et_pb_blog_item_0_3 post-10887 post type-post status-publish format-standard has-post-thumbnail hentry category-accidentes-laborales-en\"><a href=\"https:\/\/fcabogados.com\/en\/que-indemnizaciones-me-corresponden-en-caso-de-sufrir-un-accidente-in-itinere\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/09\/indemnizaciones-en-caso-sufrir-accidente-in-itinere.jpg\" width=\"800\" height=\"533\" alt=\"What compensation am I entitled to in case of an accident going to work?\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/que-indemnizaciones-me-corresponden-en-caso-de-sufrir-un-accidente-in-itinere\/\">What compensation am I entitled to in case of an accident going to work?<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Sep 17, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/en\/category\/accidentes-laborales-en\/\" rel=\"tag\">Accidentes Laborales<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>\u00a0At this point we must clearly differentiate between the two aspects, as the compensation can be accumulated under certain circumstances., If you are not responsible for the accident because someone \u00a0jumped a stop sign and hit your car, or crossing a pedestrian...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10895 clearfix et_pb_blog_item_0_4 post-10895 post type-post status-publish format-standard has-post-thumbnail hentry category-accidentes-trafico category-trafico-y-seguridad-vial\"><a href=\"https:\/\/fcabogados.com\/en\/primeros-pasos-tras-sufrir-un-accidente-de-trafico\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/07\/primeros-pasos-tras-sufrir-un-accidente-de-trafico.jpg\" width=\"800\" height=\"533\" alt=\"First steps after a traffic accident\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/primeros-pasos-tras-sufrir-un-accidente-de-trafico\/\">First steps after a traffic accident<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Jul 15, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/category\/accidentes-trafico\/\" rel=\"tag\">Accidentes de Tr\u00e1fico<\/a>, <a href=\"https:\/\/fcabogados.com\/en\/category\/trafico-y-seguridad-vial\/\" rel=\"tag\">Tr\u00e1fico y Seguridad V\u00edal<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>Of course the first thing to do, if there are injured people, is to help them and call 112 for health emergencies. You must move the vehicles away from the road if they can pose a risk to traffic, and signpost the accident with warning triangles, emergency lights and...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10907 clearfix et_pb_blog_item_0_5 post-10907 post type-post status-publish format-standard has-post-thumbnail hentry category-accidentes-trafico category-trafico-y-seguridad-vial\"><a href=\"https:\/\/fcabogados.com\/en\/me-quedo-con-el-abogado-que-me-ofrece-la-compania-o-elijo-a-un-abogado-particular\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/07\/me-quedo-con-el-abogado-que-me-ofrece-la-compania-o-elijo-a-un-abogado-particular.jpg\" width=\"800\" height=\"533\" alt=\"Do I stay with the lawyer the company offers me or do i choose a private lawyer?\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/me-quedo-con-el-abogado-que-me-ofrece-la-compania-o-elijo-a-un-abogado-particular\/\">Do I stay with the lawyer the company offers me or do i choose a private lawyer?<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Jul 15, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/category\/accidentes-trafico\/\" rel=\"tag\">Accidentes de Tr\u00e1fico<\/a>, <a href=\"https:\/\/fcabogados.com\/en\/category\/trafico-y-seguridad-vial\/\" rel=\"tag\">Tr\u00e1fico y Seguridad V\u00edal<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The answer is more than obvious. We do not discussing the professionalism and specialization of company lawyers, but these lawyers do not cease to have a relationship, of whatever kind, with the insurance sector. Will you feel more protected and better defended by a...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10925 clearfix et_pb_blog_item_0_6 post-10925 post type-post status-publish format-standard has-post-thumbnail hentry category-derecho-bancario-en\"><a href=\"https:\/\/fcabogados.com\/en\/nulidad-clausula-suelo-para-empresas-y-autonomos\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/05\/nulidad-clausula-suelo-para-empresas-autonomos.jpg\" width=\"800\" height=\"533\" alt=\"Nullity of land clause for companies and self-employed\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/nulidad-clausula-suelo-para-empresas-y-autonomos\/\">Nullity of land clause for companies and self-employed<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">May 18, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/en\/category\/derecho-bancario-en\/\" rel=\"tag\">Derecho Bancario<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>In a recent Supreme Court ruling dated 3\/11\/2020, the door was opened for thousands of businessmen and self-employed persons who had signed mortgage loan contracts for their businesses where there was or was a land clause in such contracts, to request the...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10933 clearfix et_pb_blog_item_0_7 post-10933 post type-post status-publish format-standard has-post-thumbnail hentry category-derecho-bancario-en\"><a href=\"https:\/\/fcabogados.com\/en\/reclamacion-al-banco-por-nulidad-de-contrato-de-tarjeta-de-credito-revolving-por-abusiva-y-usuraria\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/05\/reclamacion-banco-nulidad-contrato-tarjeta-revolving.jpg\" width=\"800\" height=\"533\" alt=\"Claim to the bank for nullity of revolving credit card contract for abusive and usurious\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/reclamacion-al-banco-por-nulidad-de-contrato-de-tarjeta-de-credito-revolving-por-abusiva-y-usuraria\/\">Claim to the bank for nullity of revolving credit card contract for abusive and usurious<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">May 18, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/en\/category\/derecho-bancario-en\/\" rel=\"tag\">Derecho Bancario<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The so-called revolving cards are those in which the capital loaned or used is disproportionate, with the returns we make to the bank due to the application of very high interest rates. This disproportion causes that \"the credit limit is constantly being reset, the...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10942 clearfix et_pb_blog_item_0_8 post-10942 post type-post status-publish format-standard has-post-thumbnail hentry category-derecho-bancario-en\"><a href=\"https:\/\/fcabogados.com\/en\/como-reclamar-al-banco-la-nulidad-del-irph\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/05\/como-reclamar-banco-nulidad-irph.jpg\" width=\"800\" height=\"533\" alt=\"How to claim the bank\u2019s nullity of the irph\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/como-reclamar-al-banco-la-nulidad-del-irph\/\">How to claim the bank\u2019s nullity of the irph<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">May 18, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/en\/category\/derecho-bancario-en\/\" rel=\"tag\">Derecho Bancario<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>On 3 March last, the European Court of Justice issued a ruling expressly recognising that the reference rate for calculating mortgage loans, known as IRPH , may be abusive due to a lack of transparency on the part of the bank in providing information to consumers. The...<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_10952 clearfix et_pb_blog_item_0_9 post-10952 post type-post status-publish format-standard has-post-thumbnail hentry category-derecho-bancario-en\"><a href=\"https:\/\/fcabogados.com\/en\/irph-la-justicia-europea-acorrala-a-los-banco\/\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2020\/03\/irph-la-justicia-europea-acorrala-a-los-banco.jpg\" width=\"800\" height=\"533\" alt=\"IRPH. European justice corners the banks\" class=\"et_pb_post_main_image\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><h2 class=\"entry-title\"><a href=\"https:\/\/fcabogados.com\/en\/irph-la-justicia-europea-acorrala-a-los-banco\/\">IRPH. European justice corners the banks<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/fcabogados.com\/en\/author\/admin_fc\/\" title=\"Posts by Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas\" rel=\"author\">Jos\u00e9 Antonio Fern\u00e1ndez-Cuevas<\/a><\/span> | <span class=\"published\">Mar 6, 2020<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/fcabogados.com\/en\/category\/derecho-bancario-en\/\" rel=\"tag\">Derecho Bancario<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The next 3rd of\u00a0 March it will be revealed whether the European justice system considers the application of IRPF taxes as a reference rate for the payment of a mortgage loan to be abusive. The lawyer of the European Union has already made a favourable report to the...<\/p>\n<\/div><\/div><\/article><\/div><div class=\"pagination clearfix\">\n\t<div class=\"alignleft\"><a href=\"https:\/\/fcabogados.com\/en\/wp-json\/wp\/v2\/pages\/10529\/page\/2\/?et_blog\" >&laquo; Older Entries<\/a><\/div>\n\t<div class=\"alignright\"><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_5 et_pb_row et_block_row\"><div class=\"et_pb_column_6 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h1><span>CONTACTE CON NUESTRO DESPACHO<\/span><\/h1>\n<\/div><\/div><div class=\"et_pb_code_0 et_pb_code et_pb_module\" id=\"input-contacto\"><div class=\"et_pb_code_inner\">\n<div class=\"wpcf7 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class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_6 et_pb_row et_block_row\"><div class=\"et_pb_column_7 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_divider_1 et_pb_divider et_pb_space et_pb_divider_position_top et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div><\/div><\/div><div class=\"et_pb_row_7 et_pb_row et_block_row\"><div class=\"et_pb_column_8 et_pb_column et_pb_column_1_5 et_block_column et_pb_column_empty et_pb_css_mix_blend_mode_passthrough\"><\/div><div class=\"et_pb_column_9 et_pb_column et_pb_column_3_5 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_2 et_pb_image et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2021\/03\/telefono.jpg\" width=\"109\" height=\"96\" srcset=\"https:\/\/fcabogados.com\/wp-content\/uploads\/2021\/03\/telefono.jpg 109w\" sizes=\"(max-width: 109px) 100vw, 109px\" class=\"wp-image-9761\" title=\"telefono\" \/><\/span><\/div><div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2><span>Si lo prefiere puede llamar directamente a los tel\u00e9fonos que aparecen al final de la p\u00e1gina o enviarnos un correo electr\u00f3nico a\u00a0<a href=\"mailto:info@catalogo.crearpaginaeweb.com\">info@fcabogados.com<\/a>\u00a0o bien puede contactar directamente o contarnos su caso por Whatsapp a\u00a0<a href=\"https:\/\/api.whatsapp.com\/send?phone=34958631938&amp;text=Buenas!%20Vengo%20a%20trav%C3%A9s%20de%20su%20sitio%20web%20fcabogados.com.%20Mi%20nombre%20es\" target=\"blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9583\" 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preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2>FERN\u00c1NDEZ CUEVAS ABOGADOS<\/h2>\n<h3>Somos su mejor aliado tambi\u00e9n en el asesoramiento preventivo<br \/>\nSabemos de la importancia de los temas fiscales para la buena marcha de su negocio<br \/>\nConf\u00ede en nuestra experiencia.<\/h3>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10529","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.2.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"\u00c1REA FISCAL Fern\u00e1ndez Cuevas Abogados sabe que un adecuado asesoramiento y una \u00f3ptima gesti\u00f3n tributaria pasan, sin lugar a dudas, por una cuidadosa planificaci\u00f3n fiscal. 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