In a recent Supreme Court ruling dated 3/11/2020, the door was opened for thousands of businessmen and self-employed persons who had signed mortgage loan contracts for their businesses where there was or was a land clause in such contracts, to request the nullification of such clause.
In effect, the first chamber
The so-called revolving cards are those in which the capital loaned or used is disproportionate, with the returns we make to the bank due to the application of very high interest rates.
This disproportion causes that “the credit limit is constantly being reset, the amounts of the instalments are not usually
On 3 March last, the European Court of Justice issued a ruling expressly recognising that the reference rate for calculating mortgage loans, known as IRPH , may be abusive due to a lack of transparency on the part of the bank in providing information to consumers. The TJEU has specified
The next 3rd of March it will be revealed whether the European justice system considers the application of IRPF taxes as a reference rate for the payment of a mortgage loan to be abusive. The lawyer of the European Union has already made a favourable report to the Court of
We echo the press release of the Civil Area of the Technical Office of the Supreme Court, which comments the Sentence of the Plenary 294/2019, of May 27th. Resource 2999/2016.
Interpretation of the Article 1 of the Civil Liability and Insurance Law in the Circulation of Motor Vehicles (LRCSCVM) for cases
